Association Health Plans

Alternatives to Obamacare/ACA! Real, viable health plan options, with non-limited, nationwide PPO networks – no referrals, no nonsense.

Direct Benefit Advisors and Custom Benefit Plans, Inc. are proud to announce *new* association plans, which are fully Obamacare/ACA compliant health plan options with Cigna PPO and First Health PPO Networks. For groups of 3 or more there are also plans available through the Aetna Choice POS II Network. Plans start as low as $555 for individuals/ $1,349 for families nationwide!


The only requirements are that: 1. the applicant(s) be in good health (no major health conditions within past 5 years) and 2. be actively employed (self-employed accepted too). With these plans, the applicant joins an association and is given access to their health plan. The association accepts all industries and has been a fantastic option for many who are ready to dispense with overpriced Obamacare. It sounds too good to be true, but it is REAL! This association has been supporting employed individuals and their families for years and invites applications from new prospective members. Email for more info!

How to apply:

Please contact us at: 866-422-9188 or via e-mail at for a brochure and application.

Application Fee: There is a one-time $250 application fee will refunded if the applicant is not accepted by association. There is also a $25 billing administration fee per billing cycle (discounts if you pay quarterly, semi annually, and annually)